As the only major Schedule A Canadian bank that issues debit and credit cards, provides business financing to merchants, and operates a merchant acquiring business, we see all sides of the payments business. TD’s leadership in this area makes us uniquely qualified to help merchants. Many merchants chose TDMS due to the peace of mind the TD brand represents. Our customers take comfort in knowing that since we are a Bank, we are held to a higher set of rules and regulations under the federally regulated “Bank Act” which make us highly accountable on how we conduct business. That is why some of the largest merchants in Canada put their trust in TDMS. We process for some of the largest Retailers and Government Agencies across Canada. Our range of merchants is widely varied and includes: retailers, large and small restaurant chains, grocery and liquor stores, manufacturers, B to B businesses, and heavy equipment dealers. Processing volumes of our merchants range from $50,000 – to over 20 billion.